General Liability Insurance
Protection against third-party claims (slips, falls, property damage, advertising injury).
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Business Owner’s Policy (BOP)
Commercial property insurance. Best for Small to midsize businesses wanting bundled coverage at a lower cost.
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Product Liability Insurance
- Covers: Damages or injuries caused by products your business sells or manufactures.
- Best for: Retailers, manufacturers, and distributors.
Professional Liability (E&O)
Defense for errors or omissions in services (architects, consultants, IT professionals).
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Commercial Auto & Equipment Coverage
- Covers: Vehicles owned or used by the business.
- Best for: Businesses that use cars, vans, or trucks for work.
Workers’ Compensation Insurance
- Covers: Medical bills and lost wages for employees injured on the job.
- Required in: Most states, even if you only have one employee.
Cyber Liability Insurance
- Covers: Data breaches, hacking, and other cyber-related losses.
- Best for: Any business that stores customer data or accepts digital payments.
Commercial Property Insurance
Covers damage to your business property from fire, theft, and natural disasters.
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