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General Liability Insurance

Protection against third-party claims (slips, falls, property damage, advertising injury).

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Business Owner’s Policy (BOP)

Commercial property insurance. Best for Small to midsize businesses wanting bundled coverage at a lower cost.

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Product Liability Insurance

  • Covers: Damages or injuries caused by products your business sells or manufactures.
  • Best for: Retailers, manufacturers, and distributors.

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Professional Liability (E&O)

Defense for errors or omissions in services (architects, consultants, IT professionals).

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Commercial Auto & Equipment Coverage

  • Covers: Vehicles owned or used by the business.
  • Best for: Businesses that use cars, vans, or trucks for work.

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Workers’ Compensation Insurance

  • Covers: Medical bills and lost wages for employees injured on the job.
  • Required in: Most states, even if you only have one employee.

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Cyber Liability Insurance

  • Covers: Data breaches, hacking, and other cyber-related losses.
  • Best for: Any business that stores customer data or accepts digital payments.

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Commercial Property Insurance

Covers damage to your business property from fire, theft, and natural disasters.

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Small Business Insurance

Ideal for contractors, home-based businesses, and professionals.

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