Who Needs Commercial Auto & Equipment Coverage

Businesses that rely on vehicles, equipment, or subcontractors need this dual protection. Contractors, HVAC technicians, landscapers, and delivery services are prime candidates. Whether you own a fleet of trucks or rent equipment for projects, this coverage keeps your operations moving smoothly.

What Our Coverage Protects

Our Commercial Auto policies cover owned, hired, and non-owned vehicles against accidents, theft, or vandalism. Tools and Equipment coverage reimburses repairs or replacements for stolen power tools, broken machinery, or damaged laptops. Garagekeepers Liability protects client vehicles left in your care, such as at a repair shop. Equipment Breakdown coverage addresses sudden failures in essential gear—from industrial compressors to office servers.

Why Partner with RiskShield

We understand tradespeople’s unique needs. Whether it’s a roofer’s nail guns, a caterer’s refrigerated van, or a photographer’s drones, our customizable plans have you covered. Through partnerships with carriers like Nautilus and Penn-America, we offer competitive rates for high-risk equipment. Digital endorsements let you add vehicles or tools mid-policy, and our claims team works weekends to minimize downtime. With RiskShield, your tools and wheels stay protected, so you never miss a job.

Your Protection Starts Here

Protect your business, home, or future with RiskShield’s trusted insurance solutions. Contact us at 913-290-5757 or via email at info@riskshieldinsurancegroup.com to receive personalized coverage designed to grow with your ambitions. Do not delay—secure your protection today.