About Us
Rooted in Kansas City, Dedicated to You
Founded by local professionals, RiskShield began with a simple mission: to provide fair, accessible insurance for families and small businesses often overlooked by larger agencies. As an employee-owned agency, every team member is personally invested in your success. Our mission is to ensure that each client receives the right coverage, tailored to their unique needs- with the highest level of care and expertise.
Our Services
General Liability Insurance
Protection against third-party claims (slips, falls, property damage, advertising injury).
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Business Owner’s Policy (BOP)
Commercial property insurance. Best for Small to midsize businesses wanting bundled coverage at a lower cost.
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Product Liability Insurance
- Covers: Damages or injuries caused by products your business sells or manufactures.
- Best for: Retailers, manufacturers, and distributors.
Professional Liability (E&O)
Defense for errors or omissions in services (architects, consultants, IT professionals).
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Commercial Auto & Equipment Coverage
- Covers: Vehicles owned or used by the business.
- Best for: Businesses that use cars, vans, or trucks for work.
Workers’ Compensation Insurance
- Covers: Medical bills and lost wages for employees injured on the job.
- Required in: Most states, even if you only have one employee.
Cyber Liability Insurance
- Covers: Data breaches, hacking, and other cyber-related losses.
- Best for: Any business that stores customer data or accepts digital payments.
Commercial Property Insurance
Covers damage to your business property from fire, theft, and natural disasters.
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Clients’
Testimonials
Our clients trust us because we listen, provide clear options, and consistently put their needs first. At RiskShield, our experts are committed to helping protect what matters most—delivering reliable coverage with clarity, care, and affordability.
I am running a successful cleaning business, and RiskShield helped me to have proper coverage at the right price. Those guys are very straightforward and will let you know all the benefits or potential gaps that your current coverage might have. I like to do business with them, integrity and transparency means a lot to me.
Sparkling Home LLC
.
We are running a small real estate business on the side and were amazed by the help and expertise that RiskShield provides. We have worked with multiple agents in the past, but never were able to meet and exceed our demands better than RiskShield. We are very pleased to work with them and have them manage our insurance needs. They are the PROS !
PR Group LLC
.
Love that they tell me straight what coverage I need and what's wasting money. Refreshing to find insurance folks who prioritize advice over sales.
Frank O.
Freelance Photographer
See Roman at every local business event supporting small shops like mine. He doesn't just sell insurance, he invests in making our whole community stronger. That matters.
Maria L.
Flower Shop Owner
Expected old-school service but got this cool app to manage policies plus a real human who answers texts immediately. Modern convenience with that neighborhood insurance shop feel.
Noah P.
Tech Consultant
When our bakery business was in distress, RiskShield had an adjuster on site right away. They fought for every dollar we deserved and helped rebuild better than before. These are your crisis people.
The Choi Family,
Bakers
Was nervous about changing insurers after 15 years, but Roman made it painless. Found better coverage for less, and the paperwork took 10 minutes. Why didn't I switch sooner?
Denise H.
Retail Boutique Owner
My dad is insured with RiskShield, now I do too. Our family business has relied on their honest advice for a while. They could charge more, but choose to do right by people.
Thomas W.
Auto Repair Shop
After my car accident, Pamela handled everything while I recovered. She even checked in weekly with updates. Most insurance folks disappear after selling a policy, but RiskShield shows up when it counts.
Alicia R.
Longtime Client
As a general contractor, I need an agent who speaks job-site language. RiskShield gets it, they helped us navigate through tricky liability claims while keeping our premiums fair. More like a business partner than a broker.
Mark D.
Construction Co. Owner
We've been with RiskShield for a while now, and Roman's team still treats us like family. They explain everything in plain English, never push unnecessary coverage, and actually remember my kids' names. That's real service!
The Martinez Family
Restaurant Owners
The RiskShield saved us $1,200 on our policies last year. But what really keeps us loyal? When our basement flooded on Sunday night, they answered the phone and guided us through the claim.
Jason & Leah T.
Homeowners
Our Core Values
RiskShield Insurance Group is founded on integrity, transparency, and steadfast client advocacy.
- Empower clients with tailored insurance solutions.
- Champion local communities through dedicated support.
- Deliver transparent, reliable service every time.
OUR TEAM
Our Insurance Experts
RiskShield’s small business specialists are deeply rooted in local commerce. From contractors to cafés, our agents understand the unique risks facing today’s entrepreneurs. They craft policies that grow with your business while keeping premiums affordable. Their hands-on approach ensures you receive coverage that truly works when you need it most.
The Commercial Protection Squad
Our commercial team members bring firsthand industry experience to their roles. Former contractors advise construction clients, while ex-restaurateurs assist food businesses. This real-world expertise enables them to identify risks others might overlook. They don’t just sell policies—they craft customized shields tailored to your specific operations.
The Claims Response Team
When disaster strikes, our claims agents act swiftly. These experienced problem-solvers have helped hundreds of businesses recover from fires, accidents, and lawsuits. With deep knowledge of insurance processes, they navigate the paperwork and advocate for fast, fair settlements. Their dedication transforms policy promises into real, dependable protection.
OUR TRUSTED PARTNERS
Your Partner in
Protection
Unlike captive agents tied to a single carrier, we work for you. RiskShield compares policies from multiple A-rated insurers—including Spinnaker, Benchmark, and Berkshire Hathaway—to find the ideal coverage that fits your specific needs and budget. We’re not here for a one-time transaction—we’re here to build a lasting relationship that protects your business as it grows and evolves.
